Bank-fintech partnerships will benefit from a new regulatory change on Social Security number collections. Other banks may find the extra work won’t be worth it for now.

More than five years after its acquisition by KeyBank, Laurel Road is staying true to its fintech roots helping medical professionals manage their debt loads, says Diana Welch Howell, the firm’s head of healthcare partnerships and strategy, in an episode of FinXTech’s Reinventing Banking.

Stratyfy executives talk about how cash flow data can indicate a customer’s creditworthiness and help banks and credit unions remove bias from their underwriting.

Artificial intelligence will make lenders more competitive, agile, scalable and accessible.

Progressive banks have a timely opportunity to examine their tech stacks and customer service outreach to strengthen small business relationships.

Business lending stands to gain from an open banking system that leverages centralized data to generate better offers and create an easier application process.

Banks can gain the competitive muscle to provide small business loans efficiently, quickly and profitably through a digital loan platform.