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Bringing Tokenized Deposits to Community Financial Institutions

April 9, 2026 FXT Staff Digital Assets

In a recent FinXTech webinar, experts broke down what these digital assets are, and how they can help keep deposits in the traditional banking system.

Copilot Efficiencies Could Translate Into Savings for Financial Institutions

April 2, 2026 FXT Staff Artificial Intelligence

Many banks and credit unions opting to use Microsoft’s generative AI tool are seeing productivity gains, but experts say they can go further.

Kraken’s Master Account Approval Leaves Banking Groups Perplexed

March 26, 2026 FXT Staff Regulatory

The Kansas City Federal Reserve’s decision to provide the first master account to a digital asset firm draws excitement from the crypto industry, but concern from bankers.

Banking Groups Say National Trust Bank Charter Rule Creates Uneven Playing Field

March 19, 2026 FXT Staff Regulatory

The Office of the Comptroller of the Currency has left the door open for crypto firms and other fintechs to expand their services.

Fraud Risks Are Shaping Bank Instant Payment Strategies

March 12, 2026 FXT Staff instant payments

While thousands of banks and credit unions use FedNow or Real Time Payments, many won’t allow customers to hit “send.”

Is Banking Finally Ready for Smart Contracts?

March 5, 2026 FXT Staff Technology Trends

With more financial institutions embracing digital assets, automated blockchain transactions could streamline and speed up both operations and lending.

Could Earned Wage Access Become Table Stakes in Retail Banking?

February 26, 2026 FXT Staff Earned wage access

Some banks and credit unions are using earned wage access products to reach younger customers and boost deposits.

AI Fraud Could Prey on Strengths of Small Financial Institutions

February 12, 2026 FXT Staff AI

In an era of voice cloning and deepfakes, relationship banking promises to get trickier for community banks and credit unions.

Is Technology Causing an Existential Crisis in Banking?

February 5, 2026 FXT Staff Artificial Intelligence

Experts warn financial institutions that ignore advancements in fintech do so at their own peril. But just how imminent are the consequences?

Early Adopters of Agentic AI Find Lending Efficiencies

January 29, 2026 FXT Staff Artificial Intelligence

Some banks and credit unions are partnering with their vendors to pilot and implement AI solutions that promise to level the playing field with larger banks.

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