As the U.S. Senate considers putting the Clarity Act on President Trump’s desk for signature, Chris Nichols of SouthState Bank says he believes stablecoins will start to have an impact on financial institutions in the next two to three years.

Merger partners must start talking about technology integration as early as possible in order to ensure a seamless customer experience.

Relationship banking cannot remain static while customer expectations, data availability and competitive pressures continue changing.

Financial institutions face risks from the improper disposal of decommissioned devices — including laptops, copiers and ATMs — that can expose sensitive customer data to criminals.