Digital tools paired with financial education can create lifetime customers for banks and credit unions that act to capitalize on this new federal program.

In an era of voice cloning and deepfakes, relationship banking promises to get trickier for community banks and credit unions.

Banks that succeed with AI will be those that anchor it in well-defined challenges, integrate it intentionally and keep humans firmly in the loop.

Experts warn financial institutions that ignore advancements in fintech do so at their own peril. But just how imminent are the consequences?