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Proposed Change to ACH Return Timeframe Met With Skepticism

Proposed Change to ACH Return Timeframe Met With Skepticism

August 6, 2026 FXT Staff Payments

Nacha wants the automated clearing house network to run more efficiently, but banking groups say its current proposal would place an undue burden on financial institutions.

When Budgeting for 2027: Spend Well, Not Just More

When Budgeting for 2027: Spend Well, Not Just More

August 4, 2026 Uncategorized

Banks and credit unions that spend wisely next year will emerge with an operational foundation designed to support sustained future growth.

CISOs Face Increasing Levels of Stress

CISOs Face Increasing Levels of Stress

July 30, 2026 FXT Staff Cyber Security

Chief information security officers are contending with new challenges at every turn, but there are ways banks and credit unions can reduce the pressure.

Building AI for Mortgage Workflows That Can’t Be Simplified

Building AI for Mortgage Workflows That Can’t Be Simplified

July 29, 2026 AI

Mortgages are long, regulated, high-stakes processes, but there’s a way to create architecture to streamline them.

Choosing The Right Tokenized Deposit Network

Choosing The Right Tokenized Deposit Network

July 23, 2026 FXT Staff Digital Assets

Banking groups created tokenized deposit networks to compete with crypto firms — but are banks interested?

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