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F/X Both a Threat and Opportunity for U.S. Banks

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F/X Both a Threat and Opportunity for U.S. Banks

Uncertainty in foreign currency (F/X) markets remains high due to numerous circumstances in the United States and beyond our shores. Geopolitics, worldwide central bank policies, vast economic data, commodity prices and a host of other factors combine to create volatility, and these have been increasingly difficult to forecast of late. After a significant run up […]

Payments Processed on the Legacy Core: Not Smart Business

Banks are discovering that the stronghold they once held on payment processing, a thriving revenue-generating machine for their industry, is beginning to slip away. Corporations are finding fintech companies, a community of organizations built upon entrepreneurial business models, disruptive technologies and agile methodologies, can serve their payment needs better. Unlike organizations in any other industry, […]

How Big Data is Helping Live Oak Bank Prevent Hacking

While there‚Äôs a myriad of technologies and companies on the market trying to make banking data more secure and prevent hacking, knowing which technologies and partners to choose from can be a daunting task. With cyber criminals looking for any conceivable way to get into banking systems, monitoring for potential threats can seem almost impossible. […]

The Long Drought in Small Business Lending

Most Americans have moved on from the financial shocks that struck our economy almost a decade ago. Millions of new jobs have been created, wages are rising and companies have repaired their balance sheets. Yet one unfortunate legacy of the 2008 to 2010 meltdown remains: the tens of thousands of small businesses that still struggle […]

Innovation Spotlight: First Internet Bank

David Becker, President and CEO Before he understood banking, David Becker understood technology and its ability to shape the customer experience. Highly attuned to how people would want to bank in the future, Becker started First Internet Bank in 1999, now a $2.4 billion asset institution in Fishers, Indiana. In his 35 years working in […]