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How I Solved It: Encore Bank Reinvents the Banking Tech Stack

April 23, 2026 FXT Staff Growth

A new series from FinXTech explores how banks are solving technology problems.

How Generation Z Is Redefining Banking Relationships

April 22, 2026 Growth Strategy

Banks that provide meaningful advice, credible expertise and trusted relationships in life’s critical moments can build lasting loyalty with Gen Z.

How Youth Banking Powers a Hybrid Strategy

March 20, 2026 Growth

In an era when younger consumers are more likely to spread their relationships across multiple providers, being the home base for the family has real economic value.

Developing a Small Business Game Plan

March 11, 2026 Growth Partnerships

A digital‑first approach paired with relationship banking enables community financial institutions to attract, serve and retain SMB customers in an increasingly competitive landscape.

Transform Without Trauma: Modernize the Banking Ecosystem First

March 10, 2026 Technology Technology Trends

Core replacement programs bring high costs and risks, but there is a more pragmatic and cautious approach to transforming your institution.

Writing a New Playbook for Community Bank and Fintech Partnerships

March 3, 2026 Uncategorized Technology Trends

Revenue sharing models in cross-border payments and wealth management could reshape how financial institutions approach innovation.

Could Earned Wage Access Become Table Stakes in Retail Banking?

February 26, 2026 FXT Staff Earned wage access

Some banks and credit unions are using earned wage access products to reach younger customers and boost deposits.

Trump Accounts: A Strategic Opportunity for Financial Institutions

February 23, 2026 Retail Finance

Digital tools paired with financial education can create lifetime customers for banks and credit unions that act to capitalize on this new federal program.

Generic Banking Is Dead: The Shift That Drives the Next Wave of Deposit Growth

February 3, 2026 Growth

Institutions that personalize their digital experiences can attract a new wave of depositors.

How Banks Can and Will Succeed with Faster Payments

January 27, 2026 Growth

With a clear road map, banks can make real-time payments a pillar of growth, providing strategic benefits to their customers.

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