In the second in a series of articles on enforcement actions, Bank Director explores regulatory expectations for third-party partnerships.

Through the use of AI and targeted marketing, banks can drive greater revenue through their digital banking platforms.

Regulators are finding Bank Secrecy Act and anti-money laundering compliance deficiencies after banks have added new technology capabilities or complex partnerships.

Regulators are paying closer attention to banking as a service banks and fintech clients, signaling heightened concerns about potential risks in the system.

Acting Comptroller of the Currency Michael Hsu says fraud is a primary challenge with instant payments and shares his philosophical take on bank regulation.