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Copilot Efficiencies Could Translate Into Savings for Financial Institutions

April 2, 2026 FXT Staff Artificial Intelligence

Many banks and credit unions opting to use Microsoft’s generative AI tool are seeing productivity gains, but experts say they can go further.

Modernize, Connect and Activate: The Framework Behind Intelligent Banking

March 27, 2026 Strategy AI

Banking is entering a new era, and the institutions that will lead the next decade are those embracing intelligent banking.

The GENIUS Act Arrives and The OCC Is Set To Act

March 18, 2026 Regulation

Banks should map their operations against the proposed Office of the Comptroller of the Currency’s standards and be ready for implementation.

Real World Use Cases for AI Agents

March 17, 2026 Technology

Agentic AI is the latest evolution in artificial intelligence that can help banks create new efficiencies.

Transform Without Trauma: Modernize the Banking Ecosystem First

March 10, 2026 Technology Technology Trends

Core replacement programs bring high costs and risks, but there is a more pragmatic and cautious approach to transforming your institution.

Is Banking Finally Ready for Smart Contracts?

March 5, 2026 FXT Staff Technology Trends

With more financial institutions embracing digital assets, automated blockchain transactions could streamline and speed up both operations and lending.

Writing a New Playbook for Community Bank and Fintech Partnerships

March 3, 2026 Uncategorized Technology Trends

Revenue sharing models in cross-border payments and wealth management could reshape how financial institutions approach innovation.

Could Earned Wage Access Become Table Stakes in Retail Banking?

February 26, 2026 FXT Staff Earned wage access

Some banks and credit unions are using earned wage access products to reach younger customers and boost deposits.

Getting Vendor Partnerships Right

February 24, 2026 Technology

Vendor relationships can make or break a product offering. Here’s what to look for when choosing a partner.

AI Fraud Could Prey on Strengths of Small Financial Institutions

February 12, 2026 FXT Staff AI

In an era of voice cloning and deepfakes, relationship banking promises to get trickier for community banks and credit unions.

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