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The Era of Free Checking Built Your Portfolio. It Won’t Protect It.

May 12, 2026 Retail

The economics that made free checking viable for decades have changed. Institutions still betting on the old model are protecting a product instead of a relationship.

Large Language Model Banking Is the Digital Channel for the AI Era

May 5, 2026 Technology AI

Generative artificial intelligence tools could reinvent how customers interact with their financial institutions, potentially becoming their primary access point.

Community Bankers Feel the Pressure To Adopt Artificial Intelligence

April 30, 2026 FXT Staff Artificial Intelligence

Bankers at the Bank C-Suite Summit said they know AI tools are important, but some are finding it difficult to identify the best ways to deploy them.

Stronger Commercial Relationships Start With Better Receivables

April 28, 2026 Growth

Often considered a mere operational function, receivables should be reframed as a growth and risk management priority.

How I Solved It: Encore Bank Reinvents the Banking Tech Stack

April 23, 2026 FXT Staff Growth

A new series from FinXTech explores how banks are solving technology problems.

How Generation Z Is Redefining Banking Relationships

April 22, 2026 Growth Strategy

Banks that provide meaningful advice, credible expertise and trusted relationships in life’s critical moments can build lasting loyalty with Gen Z.

What Financial Institution Leaders Should Know About Agentic AI

April 17, 2026 Technology Agentic AI

Agentic artificial intelligence is emerging as a strategic lever, automating the high-volume workflows that drain operations teams and limit growth.

Can Banks and Credit Unions Survive the Great Wealth Transfer?

April 16, 2026 FXT Staff Digitization

Community financial institutions can use digital tools to stem the loss of deposits as money moves from baby boomers to millennials and Gen Z over the next 20 years.

Bringing Tokenized Deposits to Community Financial Institutions

April 9, 2026 FXT Staff Digital Assets

In a recent FinXTech webinar, experts broke down what these digital assets are, and how they can help keep deposits in the traditional banking system.

Copilot Efficiencies Could Translate Into Savings for Financial Institutions

April 2, 2026 FXT Staff Artificial Intelligence

Many banks and credit unions opting to use Microsoft’s generative AI tool are seeing productivity gains, but experts say they can go further.

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