FDIC’s watchdog worries the outdated IT exam could miss risk at banks.

The corporate vice president of U.S. financial services at Microsoft Corp. shares insights on how banks can transform their services through artificial intelligence, digital offerings that drive scale and efficiency, and partnership.

Community financial institutions can strengthen customer relationships by partnering with fintechs.

Banks that embrace AI technology to increase their data efficiency can tailor their customer experiences while bolstering their growth strategies.

Growth-oriented banks that truly understand their risks can avoid unacceptable risks and make opportunistic and strategic decisions.