FDIC’s watchdog worries the outdated IT exam could miss risk at banks.

Community financial institutions can strengthen customer relationships by partnering with fintechs.

Banks that embrace AI technology to increase their data efficiency can tailor their customer experiences while bolstering their growth strategies.

Growth-oriented banks that truly understand their risks can avoid unacceptable risks and make opportunistic and strategic decisions.

Institutions must update their internal policies and processes to address new and emerging risks in order to effectively and responsibly deploy AI.