In the second in a series of articles on enforcement actions, Bank Director explores regulatory expectations for third-party partnerships.

Regulators are finding Bank Secrecy Act and anti-money laundering compliance deficiencies after banks have added new technology capabilities or complex partnerships.

Regulators are paying closer attention to banking as a service banks and fintech clients, signaling heightened concerns about potential risks in the system.

Acting Comptroller of the Currency Michael Hsu says fraud is a primary challenge with instant payments and shares his philosophical take on bank regulation.

There are four ways institutions can leverage digital banking solutions to improve customer retention and mitigate silent attrition.