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Kraken’s Master Account Approval Leaves Banking Groups Perplexed

March 26, 2026 FXT Staff Regulatory

The Kansas City Federal Reserve’s decision to provide the first master account to a digital asset firm draws excitement from the crypto industry, but concern from bankers.

Banking Groups Say National Trust Bank Charter Rule Creates Uneven Playing Field

March 19, 2026 FXT Staff Regulatory

The Office of the Comptroller of the Currency has left the door open for crypto firms and other fintechs to expand their services.

The GENIUS Act Arrives and The OCC Is Set To Act

March 18, 2026 Regulation

Banks should map their operations against the proposed Office of the Comptroller of the Currency’s standards and be ready for implementation.

A Surge in National Trust Bank Charter Applications Has Some Worried

November 27, 2025 FXT Staff Risk

Nearly a dozen fintechs or crypto asset firms are seeking national trust charters that would allow them to bypass state laws.

Enhancing Human Judgment in Compliance

October 30, 2025 Regulation Technology Trends

Artificial intelligence can help compliance teams make Know Your Customer processes more efficient and reduce customer dropoff.

Tracking the Patchwork of State AI Laws

August 28, 2025 Regulation Technology Trends

State lawmakers are hard at work passing a series of artificial intelligence laws. Lawyers don’t expect the pace to slow down anytime soon.

Regulators Make It Easier to ID Customers Digitally

August 14, 2025 Regulation Lending

Bank-fintech partnerships will benefit from a new regulatory change on Social Security number collections. Other banks may find the extra work won’t be worth it for now.

Navigating Crypto in the (Second) Trump Era

March 6, 2025 Regulation Growth

What should banks do now that the Trump administration is promoting crypto?

Where Banking as a Service Goes From Here

February 20, 2025 Regulation BaaS

The leaders of two banking as a service stalwarts — FinWise Bank and Lincoln Savings Bank — discuss scrutiny from regulators, potential rules and how best to partner with financial technology firms.

Regulatory Exams of Third Parties Are Hard to Find, Sometimes “Stale,” Critics Say

January 9, 2025 Regulation Risk

As banks increase their partnerships with a proliferating number of technology companies, critics wonder whether regulators could do more to scrutinize them.

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