Customers already live in an instant world. They expect their financial institution to operate in one too.

Financial institutions can capture a greater share of payment flows and strengthen their strategic payments partnerships with commercial customers.

Industry leaders are looking beyond payments to see how blockchain technology can offer an entire range of consumer and commercial banking solutions.

Nacha wants the automated clearing house network to run more efficiently, but banking groups say its current proposal would place an undue burden on financial institutions.

Banking groups created tokenized deposit networks to compete with crypto firms — but are banks interested?

Stablecoins are not always cheaper or faster than other payments, but some experts say they will provide real value in the future.

As the U.S. Senate considers putting the Clarity Act on President Trump’s desk for signature, Chris Nichols of SouthState Bank says he believes stablecoins will start to have an impact on financial institutions in the next two to three years.

While thousands of banks and credit unions use FedNow or Real Time Payments, many won’t allow customers to hit “send.”

With more financial institutions embracing digital assets, automated blockchain transactions could streamline and speed up both operations and lending.

Skeptics say the budding technology is a gamble because banks must disrupt card fee revenue while trying to change consumer habits.