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Is Technology Causing an Existential Crisis in Banking?

February 5, 2026 FXT Staff Artificial Intelligence

Experts warn financial institutions that ignore advancements in fintech do so at their own peril. But just how imminent are the consequences?

Early Adopters of Agentic AI Find Lending Efficiencies

January 29, 2026 FXT Staff Artificial Intelligence

Some banks and credit unions are partnering with their vendors to pilot and implement AI solutions that promise to level the playing field with larger banks.

Some Financial Institutions Bet on Pay By Bank

January 22, 2026 FXT Staff pay by bank

Skeptics say the budding technology is a gamble because banks must disrupt card fee revenue while trying to change consumer habits.

Finding a Chief AI Officer When You Can’t Hire Your Own

January 15, 2026 Technology Artificial Intelligence

Financial institutions are looking to outside firms to fill a critical gap. But it’s important to ask the right questions up front.

An Inside Look at Fifth Third’s Award-Winning Mobile Banking App

January 8, 2026 FXT Staff mobile banking

One of the digital executives behind the bank’s mobile app talks about plans for the future and how he views the competition.

Artificial Intelligence Dominates FinXTech’s Most Popular Stories of 2025

December 25, 2025 FXT Staff Artificial Intelligence

The most-read articles of the year show banks and credit unions are very interested in the latest developments on artificial intelligence, its use cases and the regulations and laws governing the technology.

Who’s To Blame When New Technology Initiatives Fall Short?

December 18, 2025 FXT Staff Partnerships

Many financial institutions blame vendors for a project’s shortcomings, but institutions could also look at their own third-party risk management processes.

Major Payment Providers Are Starting To Move Toward Stablecoin

December 11, 2025 FXT Staff Crypto

Credit card companies have ramped up their offerings and other payment providers have announced plans as well. But can it go fully mainstream if financial institutions aren’t on board?

Should Financial Institutions Make a Plan To Offer Tokenized Deposits?

December 4, 2025 FXT Staff Partnerships

Some say these digital assets are the key to making sure deposits stay in the banking system long-term.

A Surge in National Trust Bank Charter Applications Has Some Worried

November 27, 2025 FXT Staff Risk

Nearly a dozen fintechs or crypto asset firms are seeking national trust charters that would allow them to bypass state laws.

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