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Fraud Risks Are Shaping Bank Instant Payment Strategies

March 12, 2026 FXT Staff instant payments

While thousands of banks and credit unions use FedNow or Real Time Payments, many won’t allow customers to hit “send.”

Is Banking Finally Ready for Smart Contracts?

March 5, 2026 FXT Staff Technology Trends

With more financial institutions embracing digital assets, automated blockchain transactions could streamline and speed up both operations and lending.

Could Earned Wage Access Become Table Stakes in Retail Banking?

February 26, 2026 FXT Staff Earned wage access

Some banks and credit unions are using earned wage access products to reach younger customers and boost deposits.

AI Fraud Could Prey on Strengths of Small Financial Institutions

February 12, 2026 FXT Staff AI

In an era of voice cloning and deepfakes, relationship banking promises to get trickier for community banks and credit unions.

Is Technology Causing an Existential Crisis in Banking?

February 5, 2026 FXT Staff Artificial Intelligence

Experts warn financial institutions that ignore advancements in fintech do so at their own peril. But just how imminent are the consequences?

Early Adopters of Agentic AI Find Lending Efficiencies

January 29, 2026 FXT Staff Artificial Intelligence

Some banks and credit unions are partnering with their vendors to pilot and implement AI solutions that promise to level the playing field with larger banks.

Some Financial Institutions Bet on Pay By Bank

January 22, 2026 FXT Staff pay by bank

Skeptics say the budding technology is a gamble because banks must disrupt card fee revenue while trying to change consumer habits.

Finding a Chief AI Officer When You Can’t Hire Your Own

January 15, 2026 Technology Artificial Intelligence

Financial institutions are looking to outside firms to fill a critical gap. But it’s important to ask the right questions up front.

An Inside Look at Fifth Third’s Award-Winning Mobile Banking App

January 8, 2026 FXT Staff mobile banking

One of the digital executives behind the bank’s mobile app talks about plans for the future and how he views the competition.

Artificial Intelligence Dominates FinXTech’s Most Popular Stories of 2025

December 25, 2025 FXT Staff Artificial Intelligence

The most-read articles of the year show banks and credit unions are very interested in the latest developments on artificial intelligence, its use cases and the regulations and laws governing the technology.

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