To launch truly impactful products and services, banks must first understand who their customers are and where gaps exist.

Traditional credit scoring can be improved, but creating a new model on how to calculate and predict high-performing loans is no small feat.

Banks have to address the shortcomings of traditional credit scoring and make sense of an increasingly complicated borrower picture.

Catering banking services to aging populations and their caregivers is a difficult task, but one that financial technology companies can assist with.

Available technology and servicing innovations makes it easy for community banks to launch their own credit card programs.