To attract and keep small business clients, banks should put digital payments front and center.

Community banks, working with their core providers, can take advantage of application programming interfaces to launch new digital offerings that help retain deposits.

AI can enable banks to streamline their business, but they should also account for data maintenance and employee training when implementing new technologies.

Through the use of AI and targeted marketing, banks can drive greater revenue through their digital banking platforms.

With fraud at an all-time high, banks should develop a centralized fraud-prevention strategy in response.