Experts warn financial institutions that ignore advancements in fintech do so at their own peril. But just how imminent are the consequences?

The most-read articles of the year show banks and credit unions are very interested in the latest developments on artificial intelligence, its use cases and the regulations and laws governing the technology.

Credit card companies have ramped up their offerings and other payment providers have announced plans as well. But can it go fully mainstream if financial institutions aren’t on board?