Sixty-two percent of bank CEOs, tech executives and board directors answered a question on Bank Director’s 2025 Technology Survey indicating their banks had experimented with artificial intelligence. Another 48% responded that their institutions were using Generative AI for marketing, administration or other needs. So, it should be no surprise that the topic would also drive a lot of interest from the bank and credit union professionals who make up a large portion of FinXTech readers.
Five of the eight most popular articles of 2025 on FinXTech.com focused on AI-related issues. Our readers also gravitated this year toward articles about fraud, regulatory risk and digital currencies, which filled out the list of the 10 most popular articles written by the FinXTech editorial department in 2025.
Here is our Top 10 list, with rankings based on the number of pageviews:
1. With All the Hype Around Generative AI, Banks Say Traditional AI Still Excels at Certain Tasks
While Generative AI was at the center of a hype cycle this year, this article explored why traditional AI is still in use and continuing to do much of the heavy lifting for financial institutions.
2. Regulatory Exams of Third Parties Are Hard to Find, Sometimes “Stale,” Critics Say
Banks and credit unions face no shortage of exams by regulators, but what about the third-party technology providers working with financial institutions? This article explains why few such exams exist, and how it can be even more difficult to access the ones that do.
3. What Happens When an AI Agent Goes Rogue?
Agentic AI, a new technology that allows AI “agents” to act on behalf of people, may soon attempt to open bank accounts, conduct transactions and perform other services. But this article asks — is it safe? And how do financial institutions know who, or what, they’re really interacting with?
4. “No Silver Bullet” For Rooting Out Deepfake Fraud
Scammers have weaponized gen AI to create deepfake images, audio and video in order to access the financial accounts of real people. As this article explains, there is no surefire way for banks or their customers to stop its proliferation.
5. Should Banks and Credit Unions Look to Core Providers for Stablecoin Solutions?
Many financial institutions are still sitting on the sidelines when it comes to offering stablecoin for payments. But with major core providers betting they can encourage stablecoin use through their own platforms, we examine whether their solutions are the best choice for banks and credit unions.
6. What Getting Bought by a Bank Has Meant for 1 Fintech
Few banks purchase fintechs. What happens when one does? We looked at one such case that resulted in a bigger balance sheet and more corporate support for the fintech.
7. Tracking the Patchwork of State AI Laws
President Donald Trump in December issued an executive order that aims to preempt state AI laws, which affect tech companies and the products they offer in different ways. FinXTech in August detailed exactly which states have AI laws on the books and how they impact financial institutions.
8. How 3 Banks Train Employees to Use Artificial Intelligence
The fifth and final AI-related story on this list focuses on the ways different banks are educating their employees on the acceptable uses of AI and teaching them how to write the best prompts for chatbots.
9. Should Banks Charge for Third Party Data Access?
JPMorgan Chase & Co. created quite a stir when it moved to charge the data sharing company Plaid for access to its customer data. This could lead many smaller bank and credit union executives to wonder how they can compete in a landscape where data now has a price tag.
10. Tech Risks Top Bank Director’s 2025 Risk Survey
Executives and directors continue to see technology as driving or facilitating the greatest risks to their financial institutions. They identified cybersecurity and fraud as the top areas of concern in Bank Director’s 2025 Risk Survey.
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