7:00 AM – 8:00 AM
Breakfast + Registration
Sponsored by: Funding Circle
8:00 AM – 8:10 AM
Day One Welcome: Where To Begin?
Michelle King, President, Bank Director & FinXTech
Your bank wants to grow, your team needs to become more efficient and your customers demand quick and easy services – but all of this requires technology. So where should you start? What services do you add – and what technology providers do it best? You know you need to partner – but where do you even begin? Michelle King, the President of Bank Director and FinXTech, shares some of the early steps three banks took to start their digital transformations. These examples prime our audience for the next day and a half, as we raise issues and ideas designed to grow your bank.
8:10 AM – 8:40 AM
What’s On The Horizon?
Sam Kilmer, Managing Director, Fintech Advisory, Cornerstone Advisors, Inc.
As we open the first day of our Experience FinXTech event, we hear what is going on in the fintech space, specific to banking – and what is coming up next – from new technologies to blockchain and everything in between.
8:40 AM – 8:50 AM
FinXTech Connect
Michelle King, President, Bank Director & FinXTech
How do you choose the best partners – and where do you start on your quest to find options? Enter FinXTech Connect – an online platform curated directory of technology companies that are strategically partnering with financial institutions of all sizes. All companies inside FinXTech Connect have been carefully vetted and have a history of financial performance and a proven roster of bank clients. This is a tool to help get your bank started on its journey to finding the right partner.
8:50 AM – 9:40 AM
FinXTech Executive Briefings
During the event, we host four FinXTech Connect Executive Briefing sessions that showcase five technology companies per session banks should be aware of as they consider new strategies. Each presenter addresses the problem their company’s technology solves, the bank’s benefit and the steps to move forward. Each presenting company also has a space in the FinXTech Demo Hall and participants are encouraged to visit their booth to find out more information about the company’s product or service.
Alkami Delivers a Next-Generation, Digital Sales & Service Platform that Increases Revenue Generation & Transforms Digital Banking Into a Profit Center
Deep Varma, Chief Technology Officer, Alkami Technology, Inc.
Drive Financial Wellness, Digital Engagement & Profitable Loan Growth with SavvyMoney’s Credit Score Solution
Chris Sage, Director, Business Development, SavvyMoney, Inc.
Driving Growth with Capital Markets Technology
Zack Nagelberg, Chief Growth Officer, Derivative Path, Inc.
Beyond the Jargon: The Power of Real-Time Payments
Geoff Knapp, CEO, Allied Payment Network, Inc.
Unlock Your Lending Potential – Overcome Small Business Credit Risk With Lenders Cooperative LOS + Small Business Loan Scoring
Benjamin Wallace, CEO, Summit Technology Group
9:40 AM – 10:10 AM
Refreshment Break + Interactive Demonstrations
Extended refreshment breaks allow attendees the opportunity to explore and interact with the technologies featured throughout the event.
10:10 AM – 10:50 AM
Open Banking Is Already Here – How To Not Get Left Out
This session explains how consumers are already using open banking, how banks can securely protect their data while facilitating these new partnerships and how attendees can gain potential customers and products by utilizing it.
10:50 AM – 11:40 AM
FinXTech Connect Executive Briefings
The second FinXTech Connect Executive Briefings session showcases 5 technology companies banks should be aware of as they consider new strategies. During the presentation, each presenter addresses the problem their company’s technology solves, the bank’s benefit and the steps to move forward. Each presenting company also has a space in the FinXTech Demo Hall and participants are encouraged to visit their booth to find out more information about the company’s product or service.
How Finotta Discovered 1,000 New Deposit Accounts In Less Than 60 Days, All Within the Digital Channel
Parker Graham, Founder & CEO, Finotta
How To Ignite Banking Relationships & Drive Growth
James White, General Manager, Banking, Total Expert
Engaged Banking: How AI & Big Data are Humanizing Digital While Increasing Deposits, Growing Loan Portfolios and Creating Long Term Banking Relationships
Craig McLaughlin, Founder & CEO, Finalytics.ai, Inc.
11:40 AM – 12:40 PM
Networking Lunch + Interactive Demonstrations
Have lunch with key business leaders while also exploring the latest technologies changing the financial industry.
12:40 AM – 1:20 PM
The Partnership Process
David Carlson, Head of Sales, MANTL
Aaron Donaldson, Principal, Technology & Management Consulting, RSM US LLP
Stanley Orszula, Partner, Barack Ferrazzano Kirschbaum & Nagelberg LLP
Moderated by: Laura Schield, Chief Operating Officer, Bank Director & FinXTech
What do you need to know – step by step – as you move through the partnership process? This session focuses on the outline both banks and fintechs need to follow as you walk through this roadmap together.
1:20 PM – 2:10 PM
FinXTech Connect Executive Briefings
The third FinXTech Connect Executive Briefings session provides participants an additional opportunity to hear from 5 technology companies in FinXTech Connect that banks should be aware of as they consider new strategies. Each presenter addresses the problem their company’s technology solves, the bank’s benefit and the steps to move forward. Each presenting company also has a space in the FinXTech Demo Hall and participants are encouraged to visit their booth to find out more information about the company’s product or service.
1:20 – 1:30 PM
OakNorth Credit Intelligence: A Risk-based Approach To Managing Your Commercial Portfolio
Collier Wright, Account Executive, OakNorth
1:30 – 1:40 PM
Four Key Drivers of Connected Banking: Customer Experience, Innovation, Efficiency & Risk Management
Greg Sullins, Center of Excellence, Leader, Newgen Software
2:10 PM – 2:40 PM
Refreshment Break + Interactive Demonstrations
Extended refreshment breaks allow attendees the opportunity to explore and interact with the technologies featured throughout the event.
2:40 PM – 3:15 PM
Championing an Integration Mindset
Brett Dooies, Associate Director, Product Management, nCino
Siya Vansia, Chief Brand & Innovation Officer, ConnectOne Bank
Mary Wisnewski, Editor-at-Large & Director of Content, Cornerstone Advisors, Inc.
Moderated by: Naomi Snyder, Editor-in-Chief, Bank Director
This session features a banker and fintechs who have successfully created strategic partnerships – and how they dealt with the issues of talent and integration throughout their relationships.
3:15 PM – 3:50 PM
The Issues Facing Our Industry
Susan Sabo, Managing Principal, CliftonLarsonAllen LLP
Robert Sydow, Principal, Cybersecurity, CliftonLarsonAllen LLP
Banks are in the risk business, and 2023 is shaping up to be a risk-on environment that will keep management teams busy. Historically, growth has been a necessity for banks. As long as banks can generate growth that outpaces the costs of that growth, they can generate increased earnings. But growth won’t be in the cards for all — and maybe that’s a blessing in disguise. So where are the opportunities? During this session, we dive into all of the possibilities available to banks today.
4:00 PM – 4:30 PM
Breakout Sessions (select one)
This first set of breakout sessions allows participants to come together around shared areas of interest. Led by an industry advisor, these discussion groups run concurrently, so attendees may select one to attend.
Breakout 1: Rethinking ROI Amid Increased Competition for Deposits
David Carlson, Head of Sales, MANTL
Institutions must reevaluate tech ROI in light of the current macroeconomic climate and increased competition for deposits. The cost of poor-performing technology has never been greater, and institutions cannot use the same playbook for benchmarking success. In this session, we break down how you should calculate ROI to factor in the cost-saving opportunities and revenue growth opportunities amid the growing need for deposits.
Breakout 2: Navigating the Middle-Market Commercial Customer Digital Experience: Empowering Borrowers
Chris Funck, Managing Director, Chatham Financial
Ben Lewis, Managing Director, Chatham Financial
Middle-market, and larger, commercial customers have new expectations. In this session, we explore the emerging trends of what it means to put your most valuable commercial customers in the driver’s seat and give both customers and bankers access to a better digital experience.
Breakout 3: Reimagining Your Customer Relationships
Soren Bested, Chief Operating Officer, Agent IQ
Do your customers want a better product offering? A better experience? Or just an AI to just handle what they need without talking to anybody? Or maybe all the above? Combating the noise, this session explores what you think your customers really want and dives into what truly makes them loyal, and profitable, customers.
Breakout 4: The Key to Small Business Customers’ Loyalty? Give Them What They Value
Missy Rose, Senior Product Manager, Apiture
Treat them like consumers, and you risk losing their banking business. The trick to keeping this valuable segment in your fold is to give them what they are asking for — more sophisticated commercial banking capabilities. Delivering value-added enhancements will not only increase satisfaction for existing clients, it will also pay dividends in the long run by helping attract new small business customers.
Breakout 5: Experience-Driven Automation for Time, Retention and Growth
Brett Dooies, Associate Director, Product Management, nCino
Alison Maquet, Director, Product Management, nCino
Micro environmental conditions and consumer habits continue to drive customer and workforce requirements for personalized digital experiences. In many cases, the experience has become the product. For financial institutions (FIs), this means maintaining relevancy by delivering products and services through experiences that are proactive, consistent and frictionless not only for their customers, but their bankers as well. The challenge they face is maintaining the human element in relationship building which has been integral to the industry’s success with the incorporation of automation to drive the industry forward. With customers’ value for human empathy increasing as much as their digital expectations, how can FIs prioritize the customer relationship while also supporting the digital channels customers expect in a digital-first world? In this deep dive session, we look at an approach for automating routine processes for scale and efficiency to augment bankers’ ways of working to drive time, retention, and growth.
4:40 PM – 5:10 PM
Breakout Sessions (select one)
This second set of breakout sessions allows participants to come together around shared areas of interest. Led by an industry advisor, these discussion groups run concurrently, so attendees may select one to attend. Additional sessions to be announced.
Breakout 1: Rethinking Credit Cards for Consumer and Business Banking
Speaker To Be Announced, Brim Financial Inc.
The need to modernize your credit card platform is critical to drive greater wallet share in consumer banking and compete with fintechs such as Brex and Ramp in business banking. To own the credit card portfolio is a significant revenue opportunity for financial institutions that utilize Agent Banking schemes. As macro environments impact the fintech ecosystem, financial institutions have an opportunity to leap frog the competition. Learn more about what that journey could look like for you.
Breakout 2: Cannabis Banking, Unlocked
Tony Repanich, President & CEO, Shield Compliance, LLC
Cannabis banking has emerged as an opportunity for bankers to serve their communities while achieving new growth and financial rewards. This session helps bankers serving, or considering serving the emerging cannabis industry, understand how to leverage technology to achieve desired compliance outcomes and manage risks, while unlocking the benefits of low-cost deposits, enhanced fee income and better loan yields.
Breakout 3: Digital Transformation – Panacea for Customer Experience, Operational Efficiency & Business Innovation
Greg Sullins, Center of Excellence, Leader, Newgen Software
Bryan Wilken, Chief Operating & Information Officer, Bank Midwest
The digital transformation of a bank determines its long-term growth. However, it’s not about getting hands-on with more technologies. Instead, it’s about ditching those tried, redundant tactics and making a way where innovation can truly ride. Join this session to hear how Newgen’s customers have transformed their deposits and lending processes while leveraging NewgenONE — a low code digital transformation platform. And, how the team works with customers to understand their requirements and create a futuristic transformation roadmap. Bryan Wilken from Bank Midwest, discusses why the bank chose Newgen’s platform for their journey to create OnePlace Bank, a nationwide online-only bank from their small business specialty lending subsidiary.
5:10 PM – 6:10 PM
Refreshment Break + Interactive Demonstrations
The networking reception allows participants to meet and mingle with executives and key leadership teams from across the banking and financial technology industries.
